Research on the Impact of Fintech on the Risk Management of Commercial Banks
Journal: Modern Economics & Management Forum DOI: 10.32629/memf.v6i1.3566
Abstract
This paper aims to explore the impact of fintech on the risk management of commercial banks. Through in - depth analysis, it reveals the challenges that fintech brings to commercial banks' risk management. It also proposes corresponding countermeasures for commercial banks to enhance their risk management capabilities in the fintech era. The research results show that although fintech poses certain threats to commercial banks, it also provides new opportunities for their risk management innovation. By effectively leveraging fintech, commercial banks can improve their risk management efficiency and competitiveness.
Keywords
Fintech; Commercial Banks; Risk Management
Full Text
PDF - Viewed/Downloaded: 2 TimesReferences
[1]Andrew A, Joseph W. Towards an Improved Framework for E-Risk Management for Digital Financial Services (DFS) in Ugandan Banks: A Case of Bank of Africa (Uganda) Limited [J]. Journal of Information and Organizational Sciences, 2022, 46 (1): 103-127.
[2]Stephanos P, Symeon P, Konstantinos P. The Distorting Effects of Corruption on Financial Stability and Economic Growth: Evidence from Russian Banks Using a PVAR Approach [J]. Eastern European Economics, 2022, 60 (3): 192-216.
[3]Jabbouri I, Naili M. Determinants of Nonperforming Loans in Emerging Markets: Evidence from the MENA Region [J]. Review of Pacific Basin Financial Markets and Policies, 2019, 22 (04): 33.
[4]Abuzarqa R. The educational programme for micro investment in agriculture in indonesian rural areas [J]. SEA: Practical Application of Science, 2019, 7 (19): 29-38.
[2]Stephanos P, Symeon P, Konstantinos P. The Distorting Effects of Corruption on Financial Stability and Economic Growth: Evidence from Russian Banks Using a PVAR Approach [J]. Eastern European Economics, 2022, 60 (3): 192-216.
[3]Jabbouri I, Naili M. Determinants of Nonperforming Loans in Emerging Markets: Evidence from the MENA Region [J]. Review of Pacific Basin Financial Markets and Policies, 2019, 22 (04): 33.
[4]Abuzarqa R. The educational programme for micro investment in agriculture in indonesian rural areas [J]. SEA: Practical Application of Science, 2019, 7 (19): 29-38.
Copyright © 2025 Chong Qi
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
